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Why get advice?

Why use an adviser?

We’ll help determine what risks need protecting

 

Everyone has different levels of financial risk, and these will change over time. We will work with you to determine what risks you have, and the best way to cover them.  Whether it be entirely through an insurance product, or partially with self-insurance, you should have a plan of risk mitigation and we can help you with that.

We’re experts who know what the policies say

Getting quotes online will give you price comparisons, but won’t show the important differences between policies, and what the exclusions are. We have the expertise and experience to know how insurance policies work, and what to look out for in each policy. We want you to have the best cover you can for your budget. Leave it to us to find what product works best for your situation.

We’ll save you time & money

Dealing directly with insurers can be challenging (we know, as we do it daily!). We’ll do all the legwork for you. Once we’ve determined what you need, we’ll find the right products for you and help you through the process of getting the policy in place. Instead of the one-size-fits-all approach that most insurers have in place, we ensure that you're getting the best possible price for your insurance, which is tailored to your unique financial situation and needs.

We’re your one point of contact for all your policies

We can handle all your insurance from Home and contents, to Income Protection, Health, Life and Business insurance. No need to deal with many different insurers, when you can come to us, and we’ll manage it all for you. We will also check in with you regularly to ensure your products are meeting your changing needs.

We’ll advocate for you at claim time

We will be there for you at claim time, providing assistance and support throughout the claims process. We know you, what cover you have, and we have a good relationship with the insurers. So, if you have any issues with the claim, we can step in and advocate on your behalf, saving you time and stress.

We work for you

We work for you, not the insurer. Unlike direct providers who will only sell you their products, we have knowledge over many insurer’s products, and will recommend a product because we know it will meet your needs – not to meet a sales target.

Our Six-step Advice Process

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Get in touch

Talk to one of our expert advisers at AdviceLab today.

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04 939 1900

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Web enquiry

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